Permanent insurance provides lifelong protection. As long as you pay the premiums, and don’t take loans, withdrawals or surrenders against the policy, your beneficiaries will receive the full-face amount if you die.

Permanent life insurance lasts a lifetime, accumulating cash value while set at a price to keep over a long term.

It’s impossible to say which type of life insurance is better. After all, the kind of coverage that’s right for you also depends on your unique circumstances and financial goals. The types of permanent life insurance include:  Universal Life, Whole Life, Survivorship, Hybrid Life Insurance and Variable Life.

The Consumer’s Guide to Life and Health Insurance can serve as a first step to help you find the right policies for you. But remember, the best way to determine the right coverage to preserve the way you work, live, and play is to consult with your qualified and licensed Tracy-Driscoll life insurance professional.

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