Here are few things to discuss with your agent that will help determine the right homeowners coverage for you:
- How much will it cost to rebuild my house and replace my belongings if they are damaged or destroyed?
- Confirm that the insurance company has a good reputation for customer service and is known for paying claims fairly and promptly.
- Are there available discounts, such as multiple policy, security system, generators, water shut offs and non smokers?
- What’s the process and timeframe for filing and settling a claim?