Employer-Sponsored Benefits

Employer-Sponsored Benefits

Tracy-Driscoll works with all sectors: public, private and non-profit. We provide employee benefits to clients with two or more employees. We guide you through the maze of Healthcare Reform and strategize to determine the best solution and value for your business. Group Benefit Products we offer include:

Medical: Fully Insured, Self-Funded, Health Savings Account (HSA), Health Reimbursement Account (HRA), Flexible Spending Account (FSA).

Ancillary: Dental, Life, Short-Term and Long-Term Disability, Vision, EAP, Voluntary Benefits: Cancer, Accident.

Compliance: ERISA Wrap Documents, COBRA Assistance, Employee Meetings, Day Services such as: claims, enrollments and billing assistance

Retirement: Traditional IRA, Roth IRA, Simply IRA, Annuities, 401(k), Long Term Care, Mutual Funds (Securities offered through Ohanesian / Lecours, Inc. Member FINRA, SPIC 433 South Main Street, Suite 104, West Hartford, CT 06110).

Proven Strategic Planning is one of the operating principles that separates Tracy-Driscoll from ordinary insurance and financial partners. Our approach includes ongoing evaluation of all your plan’s characteristics – including plan design, contribution strategy, defined contribution strategy, funding approach, claim experience, and more – to achieve a proper balance. We partner with all the major insurance carriers to allow us to perform annual due diligence and provide aggressive negotiations within the marketplace. Carriers we partner with include:

Medical: Aetna, Anthem, Connecticare, CBIA HC, Cigna, Harvard Pilgrim, MEHIP, PPI, United Health Care, Oxford, Trustmark, and Assurant.

Ancillary and Voluntary Benefits: Principal, Unum, Guardian, Cigna, Aetna, Anthem, Connecticare, Metlife, Lincoln, Sunlife, Mutual of Omaha, Assurant, Delta Dental, AFLAC, Boston Mutual and The Hartford.

Retirement: Voya, American Funds, MassMutual, John Hancock, and Principal.