Everybody does it, so what’s the problem? You’re right. The National Highway Traffic Safety Administration says more than 70 percent of young drivers say they have texted while driving. Worse yet, the National Safety Council says 47 percent of drivers are actually “comfortable” texting and driving. Considering that the reaction time of a driver using a cell phone is actually slower than the reaction time of a legally drunk driver with a .08 blood alcohol level, these statistics are frightening.
Every text, glance at navigation or interaction with an audio touch screen means tons of metal are moving at deadly speeds without any guidance. Perhaps that’s part of the reason why driving-related deaths continue to increase.
New technologies and distracted driving also affect your insurance costs. In addition to increased claims from increased incidences, high-tech cars cost more to repair. Get rear-ended by a texting driver and you need to repair more than your bumper and tail lights. Many cars now have rear-view cameras and back up sensors, kick-activated tailgate openers and more. Costlier repairs mean costlier premiums.
What can you do to help solve the problem? A good start is by following these guidelines recently published by The Philadelphia Insurance Companies:
Common sense, patience and a realization of what’s at risk can go a long way in reducing the cost, injuries and deaths from distracted driving. Won’t you do your part?